Data Science Expert

Rủi Ro & Thu Hồi Nợ - Phân Tích Thẩm Định Tín Dụng



Maintenance and development of Underwriting strategies:​

  • Statistical modelling for Strategical setup of UW with major business impact​
  • Flawless analysis and implementation of complex  underwriting workflows​
  • Optimization of Underwriting process in terms of approval rates, risk, products and time to yes regarding risk and business needs​

Infrastructure development:​

  • Develop technical solutions in Python, SQL packages and datawarehouse structures to accommodate new business requirements​
  • Make advanced models for data-driven decisions, analyse data from multiple angles from multiple sources, exam existing business status, look for trends that highlight problems or opportunities, predictions and identify risks​
  • Optimization of runtime of key process in UW and limit generation processes​


  • ML projects for strategical purpose of UW​
  • New data sources modeling – creation of new models of new Big Data​
  • Data Mining, Feature Engineering, Unsupervised Learning​
  • Analyzing and proposal of  risk processes taking in account  needs of business​
  • Proposing end to end risk solution with deep analytical support​
  • Leading  implementation of risk projects​

Team management​

  • Sharing knowledge with junior positions in team​
  • Managing work of junior position in team​



  • Proficiency in English​
  • Ability to formulate, explain and discuss topics connected to business area​


  • University degree from quantitative discipline, preferably from  statistics, mathematics, economy​
  • Strong Python, SQL, Excel​
  • Experience with statistical software (Python, SAS, SPSS, Matlab, R, …) , analysis  and modelling​
  • Risk background​


  • 13th Salary Fixed and KPI Bonus
  • 24/7 Accidental Insurance
  • 100% Social Insurance Pay
  • Meal Allowance
  • Yearly Medical Checkup
  • 15 Annual Leaves
  • Professional and Transparent Working Environment.
  • Apply Latest Financial Technology in the World

Rủi Ro & Thu Hồi Nợ

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